NEXUS
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The Life Hub

Navigate major life events with confidence. The Life Hub provides command centers for complex milestones, guided workflows for financial decisions, and tools to manage your extended financial ecosystem—all without regulated advice.

Core Philosophy: Guided, Not Advised

Interactive Workflows

Step-by-step processes that help you think through complex decisions systematically, with your partner's input at every stage.

Information, Not Recommendations

We provide frameworks, calculations, and considerations—the decisions remain entirely yours to make together.

Nexus HomeDrive

Buying a home is the biggest financial decision most couples make. HomeDrive is your command center—track your deposit progress, understand lending requirements, calculate opportunity costs, and coordinate the complex process with your partner.

Example Features:

• Deposit goal tracking with timeline projections

• Lending pre-qualification checklist

• Rent vs Buy calculator with your actual numbers

• Joint application coordination tools

HomeDrive Dashboard

Deposit Goal ($120k)73% Complete
$87,600 saved • $32,400 remaining

Time to Goal

14 months

Next Review

Oct 15

CreditView & Financial Health

Understanding your joint creditworthiness as a couple is complex. CreditView aggregates both partners' credit information, tracks improvement progress, and helps you understand how individual actions affect your collective borrowing power.

Couple-Focused Insights:

• Joint application readiness score

• Impact analysis of individual credit actions

• Lending power calculator for major purchases

• Credit improvement recommendations as a team

Joint Credit Health

Alex Credit Score

756

Sam Credit Score

731

Joint Application Strength

Excellent

Ready for premium lending rates

The Nexus Playbook

Interactive, step-by-step workflows for complex financial decisions. Each playbook guides you through the considerations, calculations, and conversations needed to make informed choices together—without giving specific advice.

Available Playbooks:

• "Should We Refinance?" Decision Framework

• "Job Change Impact" Financial Analysis

• "Baby on the Way" Budget Restructuring

• "Investment Property" Feasibility Assessment

Active Playbook: Baby Budget

Calculate Income Impact
Estimate New Expenses
Update Budget AccordsIn Progress
Emergency Fund AdjustmentPending

Social & Family Layer

Extend Nexus principles to your broader relationships. Group Tabs for splitting expenses with friends, Shared Kids' Accounts that teach financial responsibility, and family coordination tools for larger financial goals.

Extended Ecosystem:

• Group expense splitting with friends

• Kids' financial education accounts

• Family goal coordination (vacations, gifts)

• Multi-generational financial planning tools

Family Financial Network

Group Tab: Ski Weekend

6 people • $2,400 total

Your share: $400Settled

Emma's Savings Account

Age 12 • Learning module: "Compound Interest"

Balance: $247+$20 chores

Coming in Phase 2

The Life Hub represents the future evolution of Nexus—tools for life's biggest moments.

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Milestone Engines

HomeDrive, CreditView, and other major life event command centers

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Nexus Playbook

Guided workflows for complex financial decisions without regulated advice

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Social & Family Layer

Extend Nexus principles to friends, family, and financial education