BUILDING TOGETHER
Four Engines for Couples
Nexus isn't just a collection of features; it's an integrated system built on four core engines. Each engine solves specific challenges couples face, working together through our proven budget framework: 50% Essentials / 25% Growth / 15% Stability / 10% Rewards.
THE NEXUS WAY SPLIT
Four Strategic Buckets
Every dollar has a job. Every job builds resilience.
Essentials
Fixed + Variable necessities
Growth
Long-term wealth building
Stability
Emergency funds & buffers
Rewards
Guilt-free spending
The Resilience Engine
Create three types of buffers: Time (get ahead on bills), Cashflow (smooth variable income), and Safety (emergency reserves). Features include Automated Bill Decomposition, Pay Smoothing, and the Safety Net Journey: $1k → 1-Month Buffer → 3-Month Emergency Fund.
The Co-op System
Transform financial management into collaborative gameplay. Shared XP and Couple Levels, Budget Boss challenges where you win together by coming under target, and Co-op Savings Sprints with tangible progress visualization.
The Accords Hub
Your digital constitutional framework. The Pledge Protocol handles unplanned purchases with explicit opportunity costs. Ratification & Mediation prevents unilateral punishment. Every rule change requires dual authorization with time-delayed cooling-off periods.
The Life Hub
Navigate major life events with confidence. Milestone Engines like Nexus HomeDrive and CreditView guide complex decisions. The Nexus Playbook provides interactive workflows for financial milestones without regulated advice.