About Nexus
Building the connection point for couple-focused finance
Our Mission
We believe financial progress should bring couples closer together, not create stress or competition. Traditional banking treats partnerships as an afterthought, forcing couples to work around systems designed for individuals.
We're building Nexus to be the connection point where your individual financial strength combines with your shared dreams—helping you grow wealth together while protecting what's yours.
The Problems We're Solving
The "Available Balance" Confusion
Traditional banking shows you a balance that hides future bills and upcoming expenses. This creates anxiety and uncertainty instead of the clarity couples need to make confident financial decisions together.
The "Money Manager" Burden
Without clear agreements, one partner often becomes the reluctant money manager, leading to resentment and imbalance. We believe financial management should be a shared responsibility with clear systems.
The Stress Cycle
Even financially stable couples often feel reactive to money stress instead of proactive about building their future. We help you break that cycle and build lasting financial confidence together.
Our Approach: Constitutional by Design
Nexus is built on a constitutional framework with unbreakable principles encoded in our architecture:
Personal-First Architecture
Your salary flows into your personal account first—a cryptographically protected sanctuary. Money moves to shared systems only through explicit consent.
- • Individual sovereignty by default
- • Collaboration by explicit choice
- • Architectural privacy guarantees
Anti-Coercion Framework
Every feature is designed to be difficult to weaponize for financial abuse while remaining easy to use for legitimate partnerships.
- • Silent duress signals
- • Time-delayed major changes
- • Staged severance protocols
Dual Consent Systems
All shared financial rules and major changes require explicit authorization from both partners. No unilateral control.
- • Digital Accords system
- • Constitutional amendments
- • Shared rule governance
Clarity First
The only number that matters is your true "Guilt-Free Spendable"—what's actually yours after every job is done.
- • Automated bill decomposition
- • Pay smoothing for variable income
- • True available balance calculation
Development Timeline
CURRENT: Development Phase
Building the Foundation
We're currently developing the core constitutional framework, four-engine architecture, and CLI proof-of-concept to validate our Budget Boss and Accords systems.
PHASE 1: SLC Launch (2026)
The Smart Brain for Your Bank
Launch as a Personal Finance Management app that connects to your existing banks. Prove our collaborative budgeting engine and constitutional framework work in the real world.
PHASE 2: Banking Body
Full Financial Automation
Partner with a licensed bank to offer Nexus accounts and cards. Unlock true automation: Pay Smoothing, Bill Buffering, and seamless money movement.
PHASE 3: The Revolution
Licensed Banking Institution
Become a fully licensed bank. Complete the mission to build a financial system truly designed for couples from the ground up.
Our Values
Transparency
We believe in radical transparency about our methods, intentions, and business model. No hidden agendas, no dark patterns, no surprises.
User Sovereignty
You own your data, your financial decisions, and your relationship with our platform. We work for you, not the other way around.
Safety First
Financial abuse prevention isn't a feature—it's foundational. Every decision we make considers how it could be misused and builds in protections.
Long-term Thinking
We're building for decades, not quarters. Our goal is to create a sustainable, trustworthy platform that serves couples for the long haul.
The Team Behind Nexus
Nexus is being developed by a small, focused team with deep experience in finance, technology, and user-centered design. We're committed to building a platform that truly serves couples rather than extracting value from them.
Our Background
- • Financial services technology
- • Behavioral economics and psychology
- • User experience design
- • Security and privacy engineering
- • Regulatory compliance
Our Commitment
- • User-first product development
- • Ethical business practices
- • Transparent communication
- • Long-term platform sustainability
- • Continuous learning and improvement
Join Our Mission
Be Part of the Financial Revolution
We're looking for couples who want to help us build and test a financial system designed for partnerships. Join our early access community and help shape the future of couple-focused finance.